About Us

PayChap is a smart, innovative and cashless payment platform in Tanzania. It is built around the need of Tanzanian consumer that incorporates peer to peer transactions, merchant payment services, bill payments, recharge feature and a range of other social and lifestyle feature favouring a growing network of users and retail partners in Tanzania.

PayChap is expecting to accelerate Tanzania towards cashless economy by combining convenience and reliability with the secure world-class payment technology and infrastructure which involves the core function of ‘Scan to Pay’ feature, which allows a business to accept payment by displaying QR code technology.

Add to that the widest range of service, PayChap is also an open platform with API that is open to developers and online merchants to accept payments easily. This is will highly support the growth of e commerce industry and other online merchants like food delivery, grocery delivery, logistics and courier services, but most importantly it will support Tanzanian technology businesses and Tech start-ups to generate revenue.

A complimentary feature in the PayChap platform is the events ticket booking system, making a great contribution to the rise of networking events in Cities and Tanzania as a whole, as event organisers are able to utilise the QR code technology when scanning entrants and accepting payments.

What we do

In PayChap we believe in the power of smartphone. A Merchant with a smartphone installed with PayChap App is a not just a merchant but a Connected merchant. The same applies to users. With PayChap platform a Pre and After sales service or information can be provided by merchants to their customer. This guarantees a strong business relationship and loyalty. We create a financial inclusive digital environment where trust, security, convenience and satisfaction are guaranteed.

PayChap turns a smartphone to a reliable and easy-to-use Point of Sale device which helps users to receive payments even when at closed hours, anywhere and anytime.

We have integrated Google Maps API in the PayChap platform, which can allow users to discover and navigate towards merchant locations. This gives user an edge to go beyond and discover new places and new merchant in their cities by browsing through our extensive merchant network and taking advantage of special promotions and loyalty programs.

PayChap Keep tracks of all your expenditure in one place. No more wondering where the money went!

How we do it

We expect to obtain a license and be regulated by the National Bank of Tanzania, bringing another level of compliance and transparency to our operations. Another option is to partner with a licensed financial institution like banks or mobile money operators, to use their license.

We will join forces with a local bank, who handle all client deposit and merchant payment monies On the technical and business part, our app is made and designed for Tanzanians by a talented team of Tanzanian entrepreneurs and international developers. Their knowledge of the emerging e-commerce landscape in the Country, and the players who will make a difference in the years ahead, is a key strength of our platform.

This level of collaboration ensures that PayChap is able to offer a great user experience, authentication, security and connectivity, processing and storage and data analytics.

PayChap use of the latest technology in mobile payments allows for a consistent payment experience while adding new opportunities for proximity payments, fingerprint recognition and other value-added services, including loyalty programs, couponing, share/ review, chat and financial services. We also aggregate the latest trends of how people interact with friends and businesses through their mobiles or hand held devices into a unified app.